Privacy Policy

 

The Social Loan Company (TSLC) is strongly committed to protecting personal data. This Privacy Policy describes why and how we collect and use personal data and provides information about individuals’ rights in relation to personal data. It applies to personal data provided to us, both by individuals themselves or by others. We may use personal data provided to us for any of the purposes described in this Privacy Policy.

As used in this Privacy Policy, “TSLC”, “us”, and “we” refer to the TSLC group and/or one or more of its group companies that may process your personal information.

This section describes how TSLC handles personal information collected through the sites on www.tslcglobal.com and any other TSLC sites that link to this Privacy Policy (collectively, “the Sites”).

TSLC processes personal data for numerous purposes. Our policy is to be transparent about why and how we process personal data. 

By using the Sites and providing personal information to us, you acknowledge you have read this Privacy Policy, and, to the extent your consent is necessary and valid under applicable law, you consent to the collection, use and disclosure of such personal information by TSLC and any third party recipients in accordance with this Privacy Policy.

Our legal grounds for processing your personal data

Your local law may require us to set out in this Privacy Policy the legal grounds on which we rely in order to process your personal information. In such cases, we rely on one or more of the following processing conditions:

  • our legitimate interests in the effective delivery of information and services to you and in the effective and lawful operation of our businesses;
  • our legitimate interests in developing and improving our businesses, services and offerings and in developing new TSLC technologies and offerings (provided these do not interfere with your rights);
  • to satisfy any requirement of law, regulation or professional body of which we are a member (for example, for some of our services, we have a legal obligation to provide the service in a certain way);
  • to perform our obligations under a contractual arrangement with you; or
  • where no other processing condition is available, if you have agreed to us processing your personal information for the relevant purpose.

Information we collect

We collect personal information from individuals we interact with in the course of providing our services, dealing with suppliers and as part of other activities for operating our business. We also collect personal information that individuals choose to submit to us including via our Sites .

When you use our Websites, we may collect information about you and your use of the relevant Site, including through automated means (e.g., cookies and analytics tools as further details below). We may collect personal information about you, such as your name, email address, IP addresses, telephone number directly from you.

Below are examples of how you may provide personal information to us via the Sites:

  • searching and browsing for content;
  • subscribing to or ordering newsletters and/or publications;
  • visiting our Sites while logged into a social media platform.
  • contacting us for further information; or
  • providing us with business cards or other contact information.

We do not intend to collect sensitive information through the Sites unless we are legally required to do so. Examples of sensitive information include race or ethnic origin; political opinions; religious or philosophical beliefs; trade union membership; physical or mental health; genetic data; biometric data; sexual life or sexual orientation; and criminal records. We ask that you do not provide sensitive information of this nature when using the Sites.  If you choose to provide sensitive information to us for any reason, the act of doing so constitutes your explicit consent, where such consent is necessary and valid under your local law, for us to collect and use that information in the ways described in this section of this Privacy Policy or as described at the point where you choose to disclose this information.

It is our policy to collect only minimum personal information required. If the Sites seek non-mandatory personal information about you, you will be notified of this at the point of collection. If you believe a Site has collected excessive information about you, please contact us to raise any concerns

Information we collect by automated means

When a person ("user") visits one of our Sites, we may collect certain information by automated means, using technologies such as cookies, web server logs, web beacons, and JavaScript. We do not knowingly allow other parties to collect personal information about our visitors’ online activities over time and across third-party web sites when visitors use our Sites.

Cookies are files that websites send to a user's computer or other Internet-connected device to uniquely identify the user's browser or to store information or settings on the user's device. Our Sites may use cookies (such as HTTP and HTML5 cookies), as well as other types of local storage (such as browser-based or plugin-based local storage). A user's browser may tell the user how to be notified when the user receives certain types of cookies and how to restrict or disable certain cookies.

In conjunction with gathering information through cookies, our web servers may log information such as a user's device type, operating system type, browser type, domain, and other system settings, as well as the language the user's system uses, and the country and time zone where the device is located. The web server logs also may record information such as the address of the web page that referred the user to our Sites and the IP address of the device used to connect to the Internet. They also may log information about the user's interaction with the Sites, such as which pages the user visits..

When a person uses our mobile apps, we will collect personal data in order to provide our services. Such personal data will be covered under the terms and conditions of the relevant mobile app.

We may use third-party web analytics services on our Sites, such as those of Google Analytics. These service providers help us analyze how users use the Sites. The information collected for this purpose (including IP address and other information collected by automated means) will be disclosed to or collected directly by these service providers. To learn more about opting out of these activities, click here Browser add-on download page to stop tracking in Google Statistics

How we use the information we collect

We use personal information we have collected for the following purposes:

to conduct our business and meet our legitimate business interests, including:

  • Provide our products and services;
  • Maintain contact with our clients, suppliers and other business contacts;
  • Perform data analyses (including anonymization and aggregation of personal information) about use of our Sites;
  • Respond to inquiries and other communications;
  • Operate, evaluate, and improve our business (including developing new products and services; enhancing and improving our products, services, websites and mobile apps; managing our communications; analyzing our products and services; and performing accounting, auditing and other internal functions);
  • Undertake recruitment activities including process employment applications and assessing qualifications, verifying information, conducting reference or other employment-related checks, and notifying individuals of future employment opportunities that might be of interest to them; or
  • Protect against, identify, and prevent fraud and other unlawful activity, claims and other liabilities.

2.for information collected through automated means: (i) customize users’ visits to our Sites, (ii) deliver content tailored to users’ interests and the manner in which users browse our Sites, and (iii) manage our Sites and other aspects of our business;

3.for other purposes as agreed with the affected individuals;

4.to perform, enforce and administer any agreement we have concluded; and

5.to meet our legal obligations or enforce our legal rights and for purposes permitted by law.

Marketing practices

We may communicate with an individual about our products, services, publications, seminars or other events or activities that we think may be of interest. Where required by law, we will obtain an individual's consent before sending them these communications. If an individual no longer wishes to receive these communications, they can unsubscribe following the details in the message or via the contact details at the end of this document.

Information we share 

We do not sell or otherwise disclose personal information we collect, except as described in this Privacy Policy. We may share personal information with service providers who perform services on our behalf based on our instructions. We do not authorize these service providers to use or disclose the information except as necessary to perform services on our behalf or comply with legal requirements. 

In addition, we may disclose personal information (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government entities, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity. We also reserve the right to transfer personal information we have to a party or prospective party in the event we wish to sell or transfer all or a portion of our organization, business or assets (including in the event of a reorganization, dissolution, or liquidation). 

Your rights and choices

We offer individuals certain choices in connection with the personal information we collect about them. To update your preferences, ask us to remove your information from our mailing lists or submit a request, please contact . To the extent provided by law, you may request access to the personal information we maintain about you or request that we correct, amend, rectify, erase, delete, block, or move the information by contacting us. You may also contact us to withdraw any consent you previously provided relating to our handling of your personal information or object on legitimate grounds to the handling of your personal information. We will also ensure that you are not discriminated against for exercising any of your rights described in this Privacy Policy.

Unless there is a legal reason not to, we will apply your preferences going forward. 

To find out how to contact us, please see the "How to Contact Us" section at the end of this .

Data transfers

In order to undertake some of our activities, we may transfer personal information we collect to recipients in countries other than the country in which the information was originally collected. Where we transfer personal information to another country for processing by a recipient, we will only carry out such transfers where we have a lawful basis to do so, including to a recipient (i) who is in a country which provides an adequate level of protection for personal data; or (ii) under an agreement which covers the applicable requirements for the transfer of personal data.

How we protect personal information 

We maintain administrative, technical and physical safeguards designed to protect the personal information against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure, or use. We also maintain safeguards to delete or de-identify personal information no longer required in accordance with applicable laws. We store your personal information for as long as necessary to fulfill the purposes for which we collect the personal information (see “How We Use the Information We Collect”), except as otherwise required by law.

If you have any questions or comments about this Privacy Policy or wish to make a complaint about our handling of your personal information, you can contact us as indicated below in the "How to Contact Us" section. We will seek to promptly address your issue.

Links to other websites and apps 

Our Sites may provide links to other websites or apps for use convenience and information. These websites may operate independently from us. Linked sites and apps may have their own privacy notices or policies, which we strongly suggest you review. To the extent any linked websites are not owned or controlled by us, we are not responsible for the websites’ or apps’ content, any use of the websites or apps, or the privacy practices of the websites or apps.

Updates to our privacy policy 

This Privacy Policy may be updated periodically and without prior notice to reflect changes in our personal information practices. We will post a prominent notice on our Sites to notify of any significant changes to our Privacy Policy and indicate at the top of the notice when it was most recently . 

How to contact us 

Please contact us by email at [hello@tslcglobal.com]. You also may write to us using the address below One Central | The Offices 4 | # 101-102 | Dubai, UAE